Carrying cash wherever you go is not safe always; thus, travel credit cards are one of the best options to keep your money safe while you are traveling around the world. If you constantly carry cash with you then it will be a big hassle while exchanging currencies in each country.
However, if you have a credit card that is accepted internationally then you will always have the right currency in your hand. Many credit cards that are internationally accepted providing various offers but you need to choose the one that suits you best.
Let’s have a look at the credit cards that can help you spend more when you are abroad:
1. ABN AMRO credit card
ABN AMRO bank offers variety of credit cards, and ABN AMRO smart gold credit card is considered to be one of the best international credit cards.
One who is frequent travels can use this ABN Amro Smart Gold Card. The travel card offers benefits and privileges for the same. This card will help you to earn smart reward points which later you can convert in to smart miles like you earn 2 points for every 100 spent. Thus you can enjoy plenty of such exciting and money saving benefits with your ABN AMRO Smart Gold Credit card.
2. American Express Gold Card
American Express Gold Card, which is also known as AMEX card, has an interest free credit period of up to 48 days. This means if you have planned your holiday abroad then you can enjoy them without any stress, as the card has no credit limit; so, spend as you like! It considers different variables like spending patterns, payment behavior and then adjusts your spending levels accordingly, increasing your spending power. The best part is there is no joining fees and it also gives you a purchase protection cover of 50,000.
3. ICICI Bank Solid Credit Card
ICICI Bank Solid Credit Card has over 22 million merchant establishments internationally. It is a card with high credit cash limits and has one of the most powerful catalog-based rewards program. This card gives you up to 10 percent discount on international and domestic basic fares but the bookings need to be done through websites like makemytrip.com or travel smart. You can also get reward points using this card, for example, if you spend 200 you get 10 reward points and later you can redeem these points against exciting options. Interest rate on the purchases is around 3.15 percent per month and in addition, it gives a purchase power of 40,000.
4. CITIBANK World Money Card
Now you can load your foreign exchange on India’s first prepaid foreign currency denominated travel card, which is none other than CITIBANK World Money Card. It provides with the facility of shopping at millions of Visa merchant outlets, withdraw cash from Visa ATM’s or to even transact online. Convenience and acceptance of a credit or debit card is what this Forex prepaid will provide you along with unmatched safety features to keep you protected while you enjoy your trip abroad. You can overcome the risk of exchange rate fluctuations as during the date of loading cash in your card even the exchange rates get locked in. You are free to load your card with any of the currencies like the U.S. Dollars, Pounds, Singapore Dollars and Euros.
5. Axis Bank Easy Gold Credit Card
Axis Bank Easy Gold Credit Card is truly designed for shoppers who are looking for an inexpensive deal. This card has one of the lowest interest rate of 1.95 percent per month on offer. There are no reward points available on fuel purchases but the card offers fuel purchase benefits like fuel surcharge waiver of 2.5 percent. The insurance cover with the card offers personal accident cover along with credit shield. The card also provides coverage for lost card liability of up to 1 lakh and it has zero replacement card charges.
6. Union Bank of India Gold Card
Union Bank of India Gold Card is considered to be an entry level shopping card. The features and benefits of this card are the same when compared to other entry level cards; but only few people can own this card as the eligibility of owning this card is 5 lakh and above per annum. The card offers shopping and dining benefits like eating out, holidaying, fuelling up your vehicle and travel privileges like air and rail reservations. In addition, it also consists of free accidental insurance cover that no other entry level card possesses.
7. Syndicate Bank Global Classic Credit Card
Unmatched features and very attractive offers make Syndicate Bank Global Credit Card a unique product in its class. This card offers you with the cash Withdrawal facility where you can withdraw cash with your Syndicate Bank Global Credit Card at all ATMs of Syndicate Bank over 28,000 in India & over 12 Lakh across the globe. You get one reward point on every purchase worth 200 also you will be provided with a free credit period that would vary from 20 to 50 days.